Q: I have a credit card that I have been using for about five years, and [it] has never showed up on my credit reports. I usually keep the card paid to a zero balance. #creditreport

CREDIT TIPS, STRATEGIES AND COMMENTARY
Q: I have a credit card that I have been using for about five years, and [it] has never showed up on my credit reports. I usually keep the card paid to a zero balance. #creditreport
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