Being In the Know with Credit Repair - 3 TIPS for Better Results

Summer is almost over and while many of my clients have been maintaining their credit repair commitments, there are always a few things that can have a tremendous amount of impact on how well things can go in any given credit situation. In today's post, I will share insights into what has been identified as pitfalls for lack luster results and ongoing credit problems that never go away.

 Credit problems began for many people as the result of poor habits with spending, saving and bank account management. Spending can be the ultimate destroyer of any kind of credit repair plan of actions because often times an individual will not have checked the credit card balance, the debit card charges activated in any given day and when or how deposits are credited to their own bank account. These types of situations result in the need for some type of credit repair assistance because the end result affects their credit rating. This may daunting because there so many inroads to credit problems; the tips I will share here, can help you when engaging in credit repair assistance.

TIP 1: Keep a close eye on what comes in the mail.
Credit challenged individuals and those that have developed poor habits, simply do not bother to check and read their mail. Bad on so many levels! You need to know what is being reported about you. The adviser working with you needs to know as well. Hard documentation can be the saving grace for you in certain critical situations. It helps when the documentation can be located and therefore your adviser can better help you achieve better results.



TIP 2: As stated in the opening of this post - maintaining all spending levels, use of credit and debut cards is extremely important. The fastest way to disaster is when money in flying around and nothing is being monitored. Many times, late payments are the result of absent-minded spending. Credit card companies impose late payments and fees when you least expect it. Those fees also accrue interest and can often be sighted for the root of credit problems because balances accrue faster.







TIP 3: Keep an active credit report monitoring service. You may see those commercials on credit score confusion, what is and how it affects you; the best way to manage and be responsible while working with an adviser is to keep a service that will provide up to the minute details, alerts and assist in the reconciliation of  the work in progress. It's a weapon that will help you in ways you cannot imagine! Credit repair is a smart option and is no longer in the stone ages as the industry is constantly changing. Being proactive is what gets you beyond the credit problems and helps you actualize what you can achieve for better results.

As the month of August is coming to end and perhaps you have not made the definite commitment to work on your credit and finances. There are a few more months this year to still get on it. The key is to stop procrastinating and be honest about what you want to achieve. Then have a real conversation with a competent adviser to activate a plan of action.

As always, we are here to help you. Our products are effective and offer some pretty cutting edge options. Don't let this year pass you by, get to it!

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