5 Things You Can Do Today to Give Yourself An Edge!

There is that un-settling feeling you get when you realize that if you have an emergency tomorrow, you may not be able to handle it financially. I know that feeling and it's extremely nerve wrecking! In my conversations with clients they often are so fixated on having money to spend for the Holidays or even Birthday's but cannot get in the mindset of planning for their future in anyway shape of form; is still quite surprising to me.

There are ways to get yourself primed and acclimated to re-organizing your financial life.
They key this is writing down a plan. Since I am always interested in increasing my abilities in my personal efforts and commitments, I also engage my clients to do the same. When I am seeking out new ways to 'give me the edge' I need to become more successful, I wanted to share some points here I have found truly work!

1) Take an inventory of what you spend your time doing? Are you more engaged in other people's lives than in your own? Sometimes we accept other' successes and ways of doing things and fail to "get to know are own unique contributions to what we do in life"  Dealing with you takes a ton of time and what you may spend giving to others could be your link to a form of escapism.

2) Have you ever documented your spending? This is something that is widely under-estimated. When you take the time to write down where you are spending every red cent, it will amaze you that it may be linked to activities that foster your money habits. Bad credit is born of an instinct to escape and "check out" from real life a lot of time.

3) Does family get in the way of your budget? Are you lending money to family situations? This is a HUGE deal for people I coach. I love my family and I can share many, many stories about what I have gone through with my finances in helping them. I have been through the FIRE! I bet you have too! It happens to many people I meet in my consultations and it is expressed that money has been lost to help a family member and somehow it led to them getting off track with their bills, other monthly commitments. They key here to set limits and offer encouragement in place of cash.

4) Do you read to develop your mind? In this world of reality shows, the Kardashians, Youtube and HULU; does anyone read anymore? Your interpersonal development and confidence will grow more with a book than anything else you are doing now. Reading still challenges your perspective and allows you to see yourself and your future from a position of creativity and ideas. It's your brain-fuel like a vitamin but with purpose!

5) Get a hobby! You may work for someone or even be self-employed. Working is something you will do that you will always do until you are able to retire! Having an outlet that you truly love, enjoy, keeps you centered and can offset stress is a must in everyone's life. Finding and commiting to that activity will do wonders for your life because you have a way to engage your heart in something that makes living fun and rewarding!


I share these 5 things because credit problems are born of the ideas I shared here. People over-spend, get in financial trouble over impulses that are deeply rooted and have a way of taking the living out of life.
Tackling credit problems first when these issues are in the picture can seem daunting. Being ready means you are ready to get your life back and that requires a sense of self, clarity and purpose! :)