Saving Money is FASHIONABLE in 2013

Living on credit is fashionable? Really? Credit is alot of things and living on it will reveal grave consequences. Indulging oneself is fashionable, and it didn't use to be. Saving money is MORE fashionable than it used to be. Why? Well, if you've been following my recent updates, I have been sharing about what it means to be financially in control. How can that happen for you? Continue to read...

Money does a lot things, it can make living your lifestyle easier and less stressful.  You have more peace in your life when you have more money. The end on the month is simply a date on the calendar, rather than a countdown to the next payday so to speak when you get REAL about saving money and making purchases born of necessity instead of impulse. You can live comfortably when you save more money too. Employment for many has become a means of survival. Having a career was all the average American could believe was possible. Now, you may look at your circumstances and wonder what went wrong. I used to earn XYZ and now I barely can afford to buy things I need.

Many people tell me that. 2013 can be your best year ever, if you recognize that what you believed was the success track to earning a stable income with retirement is no longer realistic. Saving money is realistic when its partnered with a system to help you live and save.

You can do both. You can live the way you want. You can travel the way you want. You need to understand that getting in debt is not the way to do any of those things.

Take the cringe-factor out of your life. Take the stress out of your life. Take the negativity out of your life. You have control over your life.

You can be happier and Richer in 2013!

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2013 will be YOUR best year if you WAKE UP NOW!

Many people closed 2012 in an immense of amount of frustration and unhappiness due to things simply not going the way they intended. The last few years, doom and gloom is all you hear about on the news, the internet and even among friends and family. I am personally sick and tired of people just not able to get ahead to save their lives! I am bothered by the lack of true, honest and doable opportunities for the average American to earn an extra $500 to $1000 a month even with modest effort. If I could show you, a family member or even your spouse that YOU are not alone and that 2013 is not going to be another failure, would you commit to 1 hour of your time to learn how that can change for your FINALLY? If your desire is to build a true future where you can truly take control of your finances, the lack of money and resources in your home, your family or even the business you are struggling to build - what would it be worth to you? $100, $500 or even $1000? If you can commit to being on this webinar tonite at either 4pm or 7pm, I personally believe that you will develop a stronger understanding of what has been slowing you down in earning what you believe you are worth. Show the dream stealers that you are not going to sell yourself short anymore! Click here: https://join.me/wakemeup2 If you are using a mobile device you can download join.me from https://play.google.com/store/search?q=join.me Don't let your busy schedule stop you from getting ahead this year. Sometimes too much business is not helping you grow your business and income! For East Coast guests: the time is 7pm EST and 10pm EST. Please comment on this post or email me so I can speak with you further on what you learned and perhaps if what you learn makes sense to you - we can partner and I would be more than happy to help you get started and grow in this opportunity. Blessings, Alexis P. Jones

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10 Negative Beliefs That Prevent You From Getting Rich in 2013

At one point in your life, you may ask yourself why other people are so successful with money when you’re not. Depending on how closely you look, you could have several answers. Do these sound familiar?

- They’re just luckier than I am
- They have a better education than I do
- They were born into a rich family
- They are white and have better opportunities than I do
- They already had money to start a business
- They already had money to invest in real estate
- They are smarter than I am
- They are younger than I am
- They look better than I do
- They probably work harder than I do

The list probably could fill several pages and even beyond. Money is the topic that generates the most beliefs, followed by the topic of relationships. In my workshops and seminars I am always investigating people’s beliefs about money which often reveals how well they handle money. After years of this analysis, here is what I can help you understand to move you to a place of reference which should transition you to action!

Your BELIEFS are the Blueprint or Map of Your Reality

You may not know this yet, but your beliefs are the blueprint of your reality at this very moment.  If you knew that, would you deliberately create one from the list above? Probably not, because these beliefs are not supportive at all to achieve wealth. These beliefs create a reality that leaves you ‘playing’ the victim, and on top of it, keeps you right where you are. You are not improving your life one bit.

Why are we creating these beliefs in the first place, when we know that they are not constructive at all? The answer lies in the nature of our consciousness. Most of us were told that there is a world out there and this world shapes our reality. It is the basic belief that life happens to us. Most of us get these beliefs confirmed several times per day. The result is that our consciousness gets imprinted each day with the same message. The message with the same old belief.

Meanwhile, as adults, we are not even aware that our life ‘as it happens’ is built around a belief. It becomes a profound reality that we prove to ourselves in each moment.

So how do we get out of this dilemma? We need to take a step back and look at our beliefs. Take a piece of paper and a pencil and write down all the beliefs you have around money. Don’t think too much, be spontaneous. When you have run out of your own beliefs, think about what other people’s beliefs are about money.

Then mark each belief with an ‘I’ or an ‘S’ depending if the belief is impeding or supportive. Impeding beliefs do not support creating wealth, supportive beliefs do. Now, look at your list and count each supportive and impeding belief. What is your score? How many impeding beliefs do you have, and how many supportive beliefs do you have?

Imprinting New Beliefs takes dedication and becoming conscious of what you take in

Realize that all the impeding beliefs do not support the creation of fortune. Now, take a new piece of paper, and brainstorm beliefs that will exactly create the wealth you would like to have. When you are done with the list, go over each of your new beliefs and create a mental image. Hold this mental image for at least 10-20 seconds. You may need some practice, but every time you do it, you will get better with it. Do this exercise in a quiet, calm, and relaxed environment, as this will help to imprint these beliefs into your consciousness.

Remember, beliefs are the blueprint of what will manifest in your life. With a little training, you will be able to move on to the next stage, which is feeling your beliefs. Feel as if these new beliefs, that foster what you really want to create, have actually been manifested.

- How does it feel to be a millionaire?
- How does it feel to have abundance in your life?
- How does it feel to have more money than you can spend?
- How does it feel to give to others?
- How does it feel to buy without having to look at the price?

Whenever you catch yourself thinking or speaking an impeding belief about money, stop what you are doing immediately!  Go back to the place in your mind where you recall one of your deliberately created beliefs about money, and connect with it. The more you do this, the more you will train your mind to think in a new way. A way that leads to wealth coming into your life. Positive people, situations and attitudes create a belief system that brings about stronger, passionate, living beliefs.  If your a praying individual, prayer can improve your outlook because prayer is about having a fulfilling life. Your beliefs can change if you are willing to work on them and the New Year upon us, will reveal rich opportunities for you and your family.

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7 Realistic Quick Steps for Financial Freedom

Some people think seeking financial freedom is like seeking the Holy Grail or even winning the Lottery. You may believe it truly exists or even can happen; but you just don't really know where to find it or how to achieve it. Luckily, with some proper strategic information you can begin to set your sites on the realistic goal of reaching financial freedom in 2013.



Budgeting is often dismissed in achieving financial freedom, but please understand, its crucial to your efforts. Why is budgeting so important to your finances? It's all about staying ahead of the game in terms of what you spend and what you need to spend it on. Unless you have properly budgeted all of your bills and other expenses, you may be caught by surprise and may end up paying a lot more than you can afford for anything.



What is an impulse purchase? That's when you see that recliner on sale and have to have it; or when you see that new HDTV and just have to put it on that brand new credit card with low interest rate. An impulse purchase is a purchase you make because you want something, not because you need something or that you planned for the cost. Obviously, you have to avoid these purchases if you want to save money.



What types of financial goals do you currently have? Maybe you would like to save 40% on your grocery bills from now on. Maybe you want to cut back on heating and cooling expenses. When you have realistic goals like these, they are much easier to follow. Think of some smaller set goals and you can begin saving money by following through with them.



Everyone needs a proper emergency fund. You never know when life meets a heavy challenge and woop there goes an emergency.  You don't necessarily need to save up a lot of money for this type of fund. How about this: Whenever you make a purchase of over $10, try to put 10% back into a fund. Try to put at least 5% of every paycheck into the fund as well. It won't take long for it to build up and your on your way.



Now, of course, this is a lot easier said than done. Your first step in becoming debt free should be to stay on top of what types of purchases you're making. If there are payment options, check to see if you can pay yearly instead of monthly. If you're indebted to multiple creditors, see about consolidating your debt for one flat payment.



Maximizing your income is more or less about making your dollar stretch out. We would all most likely love to make more than what we're currently making, so it's very important that we maximize what we do make. This means to always make the smartest decisions possible with our capital. It means buying in bulk, avoiding frivolous purchases, letting go of some luxuries, etc.



What exactly does it mean to invest in your future? Well, it all depends on what types of investments you find to be sound. And that all definitely depends on the time you're reading this and what's currently considered solid in the market. Looking into a retirement fund, gold or silver, precious jewels, an IRA -- there are many different ways you can invest. Just make sure that you're researching them thoroughly and that you're comfortable with the investment.



Financial freedom means different things to different people. For people in debt, "freedom" simply means that they're no longer struggling to pay the bills and that they have a sense of stability going forward. If you can follow these methods, you and your family will achieve something many generations never have, and its peace of mind. Choose freedom for 2013. For resources that will make your efforts in this commitment easier, check out http://getsavingstoday.wakeupnow.com/

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6 Good Reasons You Should Buy Real Estate in December

It's true December and New Year's Day give you the perfect occasion to buy real estate. Not only can you pick up a bargain property from a motivated seller even in current market conditions and you can also save on your purchase expenses and costs. Consider this:

1.  Home shoppers put off looking for a home because of holiday decorating, shopping, and parties. Plus, the cold weather makes home buyers prefer to stay home; they wait for warm weather to buy real estate. Get the edge with little competition from other buyers who are out looking now.

2.  Home sellers who didn't sell during the summer buying season and are worried that their home will not sell. Also, any seller offering their home for sale during the holiday season is incredibly motivated.

3.  Real estate agents need to keep their momentum going even now and can't afford to take too much time off. When the agents aren't as busy, you get better service. Additionally, they're more likely to take low offers seriously. Agents love investors ready to buy real estate during December too. Investors are out in droves right now.

4.  Interest rates continue to remain steady, but can change at any time. Who knows what the rates will look like next year? Now is the time to get that offer.

5.  Lenders threaten to tighten up qualifications next year. All this year, most loan officers were able to get through almost any loan. Today is your best shot to buy real estate and get a great rate with the best qualifications.

6.  Appraisers need work even in this economy. Too many individuals became real estate appraisers when there was too much work. It used to take a week or more to schedule an appraisal. My office is seeing appraisals move at a pretty decent pace. Key point, appraisal fees cost less now than they did a year ago.

Go out! Grab your schedule and make time from all the holiday hustle and bustle and go ahead and find a bargain house. Make as many offers as you can. You can still buy this late in the month and be a home owner before tax time.

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Financial Advice for Surviving a Job Loss

Whether you are laid off indefinitely or your position is terminated altogether, losing your primary source of income can be terrifying. Being proactive from the get-go can help you maintain a more comfortable lifestyle until you replace your lost income. Here are some tips for getting by when the unexpected happens.



Be up-front with your creditors. Contact your lenders to see if you can negotiate lower payments or otherwise alter your payment terms temporarily. If you have student loans, for instance, you can generally put your loans into forbearance or defer them due to financial hardship. Many creditors will require proof that your income has changed, so be prepared to offer documentation.



Give up services that you can live without. While it may be painful to go without Netflix, satellite or cable TV, a lawn service or other luxuries, trimming these unnecessary costs can help you preserve your savings and have more money to put toward necessities. Some suggest giving up your cell phone or home Internet, but if these are your only points of contact for potential job offers, it is probably worth it to keep them connected.



Consider a less expensive form of transportation. If you have a hefty car loan and expensive insurance, downgrading to a used vehicle may be a good idea. Better yet, if you have access to public transportation, consider getting rid of one or more automobiles altogether.



Alter your grocery-buying habits. If you tend to shop wherever it is most convenient, you are probably missing out on big savings. Pay attention to circulars to find the best deals on the foods you purchase the most. You can also get more bang for your buck by shopping at discount stores and by buying staples like rice, beans, and flour in bulk. Use your time off to learn some new recipes; cooking from scratch can save you lots of money.



Do not turn to your credit cards unless you truly have no other options. Racking up significant debt, especially for non-essential expenses, will simply make it much harder to catch up when you find a new job or return to your old one. Save these lines of credit for true emergencies, such as car repairs.



Find a way to make extra money, however little. Use the free time you have left after searching for jobs to perform side jobs like lawn mowing, tutoring or giving lessons. Advertise your services in free classifieds, Craigslist or local bulletin boards.



Apply for help from the government. Depending on the circumstances of your job loss, you may qualify for unemployment benefits. Look into your options right away, because in some localities, unemployment doesn't kick in immediately. Also, investigate services like SNAP and WIC, depending on the size and composition of your family. These programs provide debit cards or vouchers for purchasing food.



Unemployment can be a difficult and stressful time for your family. With these tips for making ends meet, however, you can reduce your struggles and stay afloat while searching for your next source of income.

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Change Your Thinking And Get Richer in 2013

Imagine two situations; 1) finding $1000, that is yours to keep with no strings attached and 2) earning $1000 through hard-work.

I'm curious - is there any difference between the value of them? Do you consider one to be worth more than the other? Is there any difference in how you would spend them?

Are they different to you in some way? You can do exactly the same thing with them. I wonder if you really would. Well if you do attach a different value to them you could be missing out; read on to learn how to get more for free!

My point in all this questioning is that if we only value the 'things' that we have to work hard for there is a danger that the 'things' that we can have with ease just pass us by - they are unvalued and do not grab our attention. These 'things' are not just money of course but skills, knowledge, relationships to name a few; they are all valuable assets.

The secret of success is to consider this all in two parts:

1) the value of it - that is how well it meets your needs, not just monetary value. This applies whether it was easy to come by or not.

2) the recognition of the achievement in attaining it. Some things can be harder to acquire than others and we should reward ourselves through recognition when we acquire such things.

You see, it is worth the same whether you had to acquire new skills or resources to get it or rely on the existing (carefully honed) ones that you take for granted.

How about if, from now on, you recognize what you have for what it is worth and separately for what it took to achieve it. Seeing it as two parts will open your awareness to the things that you can have that are already available to you without effort.

When you see yourself making these changes and getting different results be sure to thank yourself. Your mind understands gratitude. In return it will do it all the more for you. Helping others also increases gratitude, so consider that and things will truly make getting richer, better!

Enjoy getting richer!

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