Consumer Watch: Bankruptcy Decisions



Paying off your debts is the best way to get financially stable, but there is a point where a person can consider bankruptcy. “It can help people who could be sued by creditors for the amount of debt they owe,” says credit improvement professional ... #creditimprovement
creditimprovement


How much your credit score affects your mortgage rate



But boosting your credit score, one of the main factors lenders look at when determining whether you qualify for a loan, can give you a much better chance of landing a low mortgage rate, housing experts say. #credit
credit


These credit cards can help you snag Black Friday discounts early, without battling the crowds



Some credit cards offer price protection that reimburses customers the difference of an item that goes on sale within a couple months of purchase. #credit
credit


Great Credit Is a Powerful Tool



... with the issuing bank, also helps build credit. Once you have a score, you can use a credit score simulator to see what actions might help and hurt it. ... Avoid closing accounts if you're trying to improve your credit. Once your scores are high ... #creditimprovementsimulator
creditimprovementsimulator


Be Fraud Safe



Debit cards are used at point of sales (PoS) as well as at ATMs. Banks generally outsource the processing to one or multiple companies. #atmfraud
atmfraud


Got Credit? Many millennials don't

Got Credit? Many millennials don't


Mastercard using selfies to prove cardholder identity



And processing the confirmation of the cardholder's identity takes less time; there's no need to deal with a phone call with the credit card company in which the last five transactions need to be listed. "Passwords are obviously a ... An alert would be ... #creditfilefraudalert
creditfilefraudalert