What Women Must Know About Money and Divorce

“Studies reveal that in the first year after divorce, the wife's standard of living may drop almost 27%, while the husband's may increase by as much as 10%,” says Carla Dearing, CEO of SUM180, an online financial planning service created by women for ... #becomingfinanciallysecure
becomingfinanciallysecure


Parents Take Note: There is More To Success Than The Money You Make For Your Kids

Any parent would agree that if asked the question if they want their kids to be successful the answer would be a resounding yes. #moneysuccess
moneysuccess


Happy Friday! #TGIF

Happy Friday! #TGIF
TGIF


3 Reasons Why Planning for Retirement (Post Bankruptcy) is Crucial

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Your wake up and wonder how did it get this crazy? Your mind keeps telling you that you can work it out, and every day it is not getting worked out because maybe the money wasn't coming in fast enough or there was a great deal of oversight and surprises that kept money management very difficult to get a handle on. It happens to more families and singles as well. The time passes so fast when your going through some tough times.

Making a comeback is important and needs to be addressed sooner than later when the income situation is stable again. You must have the ability to set aside some cash to put the foundation for your life back on it's feet. Planning for retirement may seem like no big deal, but when you've lost time and earning power, it is crucial to put it back in motion. The 3 Reasons Why Planning For Your Retirement Post Bankruptcy is Crucial is because,

1. You cannot always make up for time in the physical sense. Money leverage can be achieved with the right investment strategy and a clear layout of where you are.



2. They say it's not what you make, but what you save that matters. This is key because saving is how you can protect yourself as your life and needs evolve. We are entering to a new economic chapter in the U.S., a new President is on the way and you have to be smart about your money choices.




3. Retirement costs are rising for even the 40 to 50 year olds because, we are living longer lives and it costs a lot to live longer with good health. Cost of living, food, shelter and a good quality of life requires better planning. 



Setting a goal to strategically put your money to work for you and your future is the next step. Bankruptcy can give you a fresh start and allow four a newer, better, and stronger foundation to develop. Everyone sleeps better when they have finally taken the steps to plan and invest.

If your retirement planning is not on path and you would like a needs analysis and consultation, we have a knowledgeable team of advisors that can help you achieve your financial goals for retirement.

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We are knowledgeable and have an entire system of services, tools and resources to help you get your credit back on track! Book a strategic credit consultation today.  Get Help!




What is the single best piece of financial advice you can give?

The single best piece of advice is to diversify, diversify, diversify. Investors should firstly diversify by asset class. We use eight asset classes in client portfolios: cash, domestic fixed income, international fixed income, property, defensive ... #personalgrowthandmoney
personalgrowthandmoney


Millennials challenged by funding modern retirement

Indeed, financial advisors see more young adults - compared to previous generations at their age - making their personal and social life a high priority instead of focusing solely on work, buying a house and raising a family. #personalgrowthandmoney
personalgrowthandmoney


The Difference Between a Debt's “Statute of Limitations” and Your Credit History

The Difference Between a Debt's “Statute of Limitations” and Your Credit History You have to be careful with debt collectors because dealing with them can affect your finances in some unexpected ways. For instance, agreeing to repay a debt can restart your debt's “statute of limitations. #confusionaboutcredit
confusionaboutcredit