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Getting a better understanding of your credit situation is smart! Message me for a free consultation today!
5:30 PM
Alexis P. Jones, The Credit DIVA
Leasing with a roommate
3:30 PM
Alexis P. Jones, The Credit DIVA
John Adams: In most cases, the landlord would file a dispossessory action against both of you, seeking possession of the property, back rent, late fees, and court costs. #creditreportforlandlord
Why Isn't My Credit Card Showing Up on My Credit Report?
1:40 PM
Alexis P. Jones, The Credit DIVA
Q: I have a credit card that I have been using for about five years, and [it] has never showed up on my credit reports. I usually keep the card paid to a zero balance. #creditreport
The baggage of credit problems can be extremely daunting
9:00 PM
Alexis P. Jones, The Credit DIVA
Not sure what your next steps should be? Let me help. It's FREE! Get a credit file review today! #creditfilereview #getgr8tcreditvip
'I checked my bank account, and it was zero': Lincoln student files lawsuit against debt collector
8:10 PM
Alexis P. Jones, The Credit DIVA
After Bauer told her he rides a bike and is a full-time student whose only income is state and federal student aid, she told him he could leave. #studentbankaccounts
http://journalstar.com/news/local/i-checked-my-bank-account-and-it-was-zero-lincoln/article_495d9c96-6332-5547-80bc-7a263c729096.html
Dealing with overdraft debt in your bank account? Keeping a close eye on this could make a difference
5:40 PM
Alexis P. Jones, The Credit DIVA
Will credit unions, small banks benefit from Wells Fargo's problems?
3:30 PM
Alexis P. Jones, The Credit DIVA
The bank was hit earlier this month with a $185 million fine by regulators after they found that more than 5,000 Wells employees created some 2 million deposit and credit-card accounts unbeknownst to customers in order for the employees to earn bonuses. #problemswithbankaccounts
Credit Unions vs
1:40 PM
Alexis P. Jones, The Credit DIVA
Banks: What's the difference?
Credit unions are financial cooperatives where the members who belong are the owners and users. Credit Unions are not-for-profit organizations offering a wide array of financial services. #creditunionvs .banks
Working as a team can be the catalyst to the wealth transition you dream about.
9:00 PM
Alexis P. Jones, The Credit DIVA
Building wealth for your family should be extremely important to you.
8:30 PM
Alexis P. Jones, The Credit DIVA
Millenials See Beyond the “American Dream”
5:31 PM
Alexis P. Jones, The Credit DIVA
As a result, millennials have little confidence in the investment economy and all those things that go along with it. They don't have or want as many credit cards, they don't have or want to take on the commitment of paying for a house and they ... #millenialsandcredit
4 Financial Skills That Millennials Must Learn
2:10 PM
Alexis P. Jones, The Credit DIVA
If you have bad credit, you will pay a lot more in interest and that will add up over the life of a loan. We therefore need to understand how our credit scores are calculated and work to improve them. #badcredit
I generally do not recommend loans when scores are struggling because the interest you will pay could rob you blind in the day time
4:40 PM
Alexis P. Jones, The Credit DIVA
5 Things You Need to Know About Store Credit Cards
2:20 PM
Alexis P. Jones, The Credit DIVA
It's easy to damage your credit with store credit cards. The reason you should be cautious about opening up these accounts is that the credit limits are generally low, says John Ganotis, co-founder of Credit Card Insider, a credit card comparison and ... #tiredofcredit
Help! A Payday Debt Collector Says I Owe them Money, But It's Not On My Credit Report
2:30 PM
Alexis P. Jones, The Credit DIVA
Something else to note: not all debt collectors report to the credit bureaus either. In fact, it's not unheard of for some agencies to try to collect on the debt before taking that type of adverse action in an effort to get a debtor to pay. So, again ... #takingactionwithcredit
When credit and money issues arise you must make a critical and timely decision to take action
1:30 PM
Alexis P. Jones, The Credit DIVA
Personal-Finance Tips for Millennials
8:30 PM
Alexis P. Jones, The Credit DIVA
Credit card churning is a hot trend with millennials right now, but charging purchases to reap credit card rewards is risky business. #Creditmanagement
How to protect yourself from a credit card skimmer
4:59 PM
Alexis P. Jones, The Credit DIVA
The state may require extra steps to protect customers from credit card skimmers. While the technological protection would help there are some things you can do to protect yourself. #Gascreditcards
6 Things to Do If Your Credit Card Balances Are Creeping Up
2:10 PM
Alexis P. Jones, The Credit DIVA
And since credit card interest payments are never tax-deductible, letting your balance grow can be extremely costly. #highbalancesoncreditcards
Identity Theft: How To Protect Yourself Or Resolve It
8:30 PM
Alexis P. Jones, The Credit DIVA
2 Types of Identity Theft. Account takeover is the most common and refers to the fraudulent use of an existing, open account. #Identitytheftandbanking
6 Things to Do If Your Credit Card Balances Are Creeping Up
8:30 PM
Alexis P. Jones, The Credit DIVA
Since it's considered unsecured debt, credit card interest rates are usually higher than other types of financing such as car loans and mortgages. #taxesandcreditcardinterest
6 lies you've been told about money
7:33 PM
Alexis P. Jones, The Credit DIVA
“Also, if you pay your credit card balances off in full each month, you should be putting as much as you can on your credit cards in order to earn cash back.” These funds can be ... While a home might be a good investment for those who are financially ... #investingforafuturewithgoodcredit
Beware: Wells Fargo Fake Accounts Could Hit Customer Credit Scores
7:00 PM
Alexis P. Jones, The Credit DIVA
Richard Vogel—AP In this May 5, 2015, file photo, a downtown building is reflected in the windows of a Wells Fargo Bank in Los Angeles. #Credit
Credit Cards: How Many of These 5 Surprising Things Do You Know?
6:20 PM
Alexis P. Jones, The Credit DIVA
Many millions of Americans are walking around with credit cards in our wallets and purses, but most of us don't really know all that much about them. #Credit
5 Money Lessons Teens Should Learn Before They Go to College
8:20 PM
Alexis P. Jones, The Credit DIVA
While busy schedules may prevent some teens from finding an outside job, Slagle says chores and an allowance can work just as well to teach this lesson. #Teensandmoney
6 Tips for Safeguarding Your Personal Financial Information
3:30 PM
Alexis P. Jones, The Credit DIVA
Set up alerts to text or email you if your bank account balance drops below a certain level, when your credit card balance goes higher than a specified threshold, or if large purchases or withdrawals are attempted. ... Check your bank credit reports ... #bankbalanceandcreditreport
3 Ways to Avoid Letting Bad Credit Control Your Life
12:20 PM
Alexis P. Jones, The Credit DIVA
In the case of bad credit, it's especially useful to research multiple lenders to help you secure the best deal. While Bank A might consider your credit score subprime, Bank B may have different scoring standards. You can compare local credit union ... #bankbalanceandcreditreport
GETTING DIALED IN TO YOUR OWN CREDIT SITUATION
9:00 PM
Alexis P. Jones, The Credit DIVA
Nearly 50 millions people in the United States have poor credit and low credit scores according to CNBC. Those are some seriously damaging numbers about our American credit system
We have become so entrenched in automation that we don't even realize, our money is being sucked right out from under our noses! Don't let this be you! #walletscare #whereismycash
8:00 PM
Alexis P. Jones, The Credit DIVA
We have become so entrenched in automation that we don't even realize, our money is being sucked right out from under our noses! Don't let this be you! #walletscare #whereismycash
In the wake of the Wells Fargo scam, I want to encourage you to watch your bank accounts, keep a eye on fees and charges
6:00 PM
Alexis P. Jones, The Credit DIVA
How to Make Sure Bad Bankers Are Held Accountable
5:20 PM
Alexis P. Jones, The Credit DIVA
While over 5,000 front line, mostly customer service employees have been fired, former consumer banking chief Carrie Tolstedt, who oversaw their work, recently retired with a $125 million compensation package. #badbanks
Customers sue Wells Fargo over fraudulent accounts
4:55 PM
Alexis P. Jones, The Credit DIVA
SAN FRANCISCO (CNNMoney) - The first lawsuit has been filed against Wells Fargo by customers following revelations that the bank collected fees for millions of unauthorized accounts. #fraudulent
One Crisis Away: Family Is Drowning In Credit Card Debt, Despite Earning Nearly $100K
4:30 PM
Alexis P. Jones, The Credit DIVA
Debt isn't something limited to folks with low paying jobs. The typical Texan carries nearly $4,700 in credit card debt. #Creditandfamily
What credit score do you need for a premium rewards credit card?
1:40 PM
Alexis P. Jones, The Credit DIVA
The recent launch of the Chase Sapphire Reserve credit card has been a smashing success -- for Chase, and for certain consumers. #credit
The U.S
12:37 PM
Alexis P. Jones, The Credit DIVA
Auto Loan Debt Market is Reminiscent of the Subprime Mortgage Bubble
We've seen in the past that lenders may lend to borrowers who have a FICO credit score below 640. Consequently, some companies actually prefer those with bad credit. Specifically, companies engaging in subprime lending favor those with bad credit ... #badcreditloans
5 Money Management Tips For Teenagers
9:00 PM
Alexis P. Jones, The Credit DIVA
And now that I have a mortgage, I understand why my dad was apoplectic when the credit card bill arrived every month. Take time to sit with your kids and sketch out a realistic budget for the income they have and help them budget their funds appropriately. #creditmanagement
3 Problems With Retiring at 62
5:40 PM
Alexis P. Jones, The Credit DIVA
Many hard-working Americans look forward to retirement, so much so that they aim to leave the workforce as soon as they're able. #Retirement
3 bills to pay off before you retire
2:30 PM
Alexis P. Jones, The Credit DIVA
Now, the looming mortgage balance and the credit card debt (that vacation to Italy was nice) have your financial future in flux. #Retirementandcredit
The stress of sabotaging habits that keep you worrying about your credit problems
6:10 PM
Alexis P. Jones, The Credit DIVA
Charge It: How To Have The 'Credit Talk' With Your Teens
2:46 PM
Alexis P. Jones, The Credit DIVA
The words, “Charge It” may easily roll off our tongues, as common as “Good Morning” is in the course of our everyday language; however, the next time you reach for that card, remember that your kids are watching. #teensandcredit
This is a habit that can cause you a lot of headaches
8:30 PM
Alexis P. Jones, The Credit DIVA
A weekly habit of checks and bank balance oversight is the path to smart credit and money management. http://bit.ly/2d4lkRd
Can I Kick My Parents Off Our Credit Card?
5:20 PM
Alexis P. Jones, The Credit DIVA
Sometimes, removing your name from your parents' credit card (or vice versa) has its advantages. For starters - it's kind of nice to handle your own bills without getting the glowering stink eye about your spending sprees on the card's statement. #credit
Check Your Credit Report for Inquires After You Get Married
2:00 PM
Alexis P. Jones, The Credit DIVA
You grant permission when you apply for a line of credit, for example. Soft inquiries don't affect your credit, but hard inquiries do. #credit
Why Should a Consumer Care About Their Credit Score
6:10 PM
Alexis P. Jones, The Credit DIVA
When Pampuro started out as a financial coach 10 years ago, if a client asked if they needed credit monitoring he would have said no they could look at their own credit report and be fine. But when asked that same question today he would suggest ... #creditreportandscore
How to Pick a Bank or Credit Union You Can Trust
3:00 PM
Alexis P. Jones, The Credit DIVA
Credit unions are insured, too, but not by the FDIC. Instead, deposits are insured by the National Credit Union Administration (NCUA). #creditnews
The face of frustration and anguish
9:20 PM
Alexis P. Jones, The Credit DIVA
Bad credit doesn't have to take you both out at the same time! Get help today. #getgr8tcreditvip
Americans Are Drowning in Credit Card Debt, and It's Not Because They Are 'Irresponsible'
2:00 PM
Alexis P. Jones, The Credit DIVA
Amid soaring inequality and stagnant wages, consumers in the United States collectively accumulated a stunning $34.4 billion in credit card debt during the second quarter of 2016 alone, according to a new report from the personal finance website WalletHub. #debtandcredit
HELP! MY CREDIT SCORES ARE STUCK IN THE 500’S AND IT’S MAKING MY LIFE MISERABLE!!
6:30 PM
Alexis P. Jones, The Credit DIVA
Bad credit? What to look for in a credit card.
2:50 PM
Alexis P. Jones, The Credit DIVA
If you're one of the millions of Americans with bad credit, it's easy to feel like you have to accept whatever terms a credit card issuer is willing to give you. #badcredit
Banks plead for delay in rules to protect servicemembers from predatory lending
6:40 PM
Alexis P. Jones, The Credit DIVA
Indeed, an April 2016 report justified an expansion of the rules around the Military Lending Act by arguing that servicemembers have plenty of other options besides resorting to “predatory” lenders, including on-base banks and credit unions. It's more ... #militaryandcredit
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