How to help people make better financial decisions

"Establish a 90 day Goal Plan."


How I did it: I detailed what I wanted to do and set up strategic steps to meet them such as:




  • How much I wanted to save each month.
  • What credit card would be paid first.
  • What one thing, I wanted no matter what and how I would get the money to pay for it.
  • Where I wanted to be in 3 months, 9 months and than 12 months.
  • What I would do different to achieve each goal



    •  Such as habits I knew I had to change
    • When I start changing them
    • Expected outcome
    • How long I would commit to each habit change
    • Identity all at stake to make that goal happen




Lessons & tips:



  1. Be SUPER HONEST with yourself!
  2. Think every decision through
  3. Let emotions go
  4. Re-evaluate people in your life that bring out the worse in you.
  5. Find people that can help you achieve your goals!



Resources:



  1. A Journal for daily writing
  2. A workout schedule that helps you stay focused, a focused mind develops into fine tuned machine! Your body needs attention when you are goal-setting - don't ignore it!
  3. Picture wall that shows every step how you will feel when each goal is accomplished - this is important to train your senses and your mind will follow.
  4. Reading the paper on Sunday - see what is happening around you financially. I found learning about the financial mess help me gaining a clearer vision of what options would best suit me when I decided to invest



It took me 4 months.


It made me Incredibly Elated!