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11:43 AM
Alexis P. Jones, The Credit DIVA
It's been a while since I blogged on credit issues and boy have some things handicapped what most Americans have gotten very used - easy access to credit!
When I started this blog, I knew it was just a matter of time before the credit availability would change and it changed literally overnight! My office has received a lot of calls from people not only in my local market, but in other markets as well.
Everyone wants to know - what's next? What happens if I cannot pay my mortgage, my car loan, my credit cards? Well, you just cannot pay them. If you are vasculating every day trying to stretch money that cannot cover those expenses, you will need to overhaul your spending, really look hard at your spending, examine where you can cut some costs and begin to re-build with a plan to use less credit until your situation changes.
The credit markets will recover, it could very well take into next year for that happen, as so much is at stake. U.S. Federal Reserve Chairman Ben Bernanke's has been really called on the carpet for the credit mess and the stress that it has taken on working families, especially those that have lost jobs due to the market crash. Small business have taken a super hit because cash spending has been slowed to a crawl, those that do have have access to cash are not spending much of it due to concerns of money running out. So where does that leave you?
The credit markets will recover and while things are a sloppy mess, take this time to re-structure your household spending, pay down or settle those credit card balances and boost those credit scores!
Need help? My office specializes in helping people get back on track with their credit, we provide credit correction, debt managment, bill pay and budget structuring services. All of these services are an amazing combination to recover from a poor credit file. Get a head start for 2009! Be a fan of your credit - Get
GR8T Credit!
When I started this blog, I knew it was just a matter of time before the credit availability would change and it changed literally overnight! My office has received a lot of calls from people not only in my local market, but in other markets as well.
Everyone wants to know - what's next? What happens if I cannot pay my mortgage, my car loan, my credit cards? Well, you just cannot pay them. If you are vasculating every day trying to stretch money that cannot cover those expenses, you will need to overhaul your spending, really look hard at your spending, examine where you can cut some costs and begin to re-build with a plan to use less credit until your situation changes.
The credit markets will recover, it could very well take into next year for that happen, as so much is at stake. U.S. Federal Reserve Chairman Ben Bernanke's has been really called on the carpet for the credit mess and the stress that it has taken on working families, especially those that have lost jobs due to the market crash. Small business have taken a super hit because cash spending has been slowed to a crawl, those that do have have access to cash are not spending much of it due to concerns of money running out. So where does that leave you?
The credit markets will recover and while things are a sloppy mess, take this time to re-structure your household spending, pay down or settle those credit card balances and boost those credit scores!
Need help? My office specializes in helping people get back on track with their credit, we provide credit correction, debt managment, bill pay and budget structuring services. All of these services are an amazing combination to recover from a poor credit file. Get a head start for 2009! Be a fan of your credit - Get
GR8T Credit!
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